Last Updated: 01.29.2026

catcash.online (“we,” “our,” “us”) provides this Privacy Policy to describe how we collect, use, disclose, and protect Personal Information when you visit our website.

We encourage you to read this Privacy Policy and to use it to help you make informed decisions.

We revise this Privacy Policy from time to time to reflect changes to our business, Services, or applicable laws. If a revised version requires notice in accordance with applicable law, we will provide advance notice by posting on this page; otherwise, the revised Privacy Policy will be effective as of the published effective date.

HOW THIS POLICY APPLIES

This Policy has two parts so you can clearly see which rules apply to which data uses:

• Part A — GLBA/FCRA (“GLBA Track”)
  Applies to nonpublic personal information (NPI) collected in connection with your loan offer request, and to any credit information we obtain with your written instructions (e.g., a soft credit inquiry) to evaluate you for alternative financial solutions.
  
• Part B — State Privacy Laws (“State Track”)
  Applies only to NPI processed on this site that is not subject to GLBA/FCRA—for example, site telemetry, or advertising/analytics outside of the GLBA context.

If information you submit relates to a financial-product request, GLBA controls even if the same identifiers also appear in other contexts.

PART A — GLBA/FCRA PRIVACY NOTICE

PRIVACY POLICY
FACTS		WHAT DO WE DO WITH YOUR PERSONAL INFORMATION?
Why?		Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?		The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Identifiers and contact information (e.g., name, email, phone numbers, address). • Application/request information (e.g., date of birth, military and employment status, employer and job title, time at job and address, income and pay details, requested amount and purpose, whether you own a car or home, mortgage status, self-reported credit score or debt amount, best time to call). • Sensitive identifiers (e.g., Social Security number; driver’s license number and issuing state). • Financial account information (e.g., bank name, routing and account number, account type, time with bank, direct deposit status). • Transaction and experience information related to your request and interactions with us (e.g., submission dates, servicing and customer support records, survey responses). • Credit information (e.g., results of a soft inquiry obtained with your written instructions; not shared with third parties; participating lenders may obtain credit reports directly from consumer reporting agencies). • Technical and security data used to protect and process your request (e.g., IP address and device/user-agent, cookies/session identifiers used for fraud prevention, authentication, and consent logging; not used for cross-context behavioral advertising).
How?		All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons we choose to share; and whether you can limit this sharing.
SHARING YOUR PERSONAL INFORMATION
Reasons We Can Share Your Personal Information						Do We Share?		Can You Limit Sharing?
For our everyday business purposes — to process your request, verify identity, prevent fraud, evaluate eligibility, and route/transmit your information (including via a lender “ping” process) to participating Lenders/Networks or Third-party Marketers - personal-finance-related service providers at your direction						Yes		No
For our everyday business purposes — information about your creditworthiness (e.g., enabling an FCRA-permitted soft inquiry pursuant to your written instructions; Lenders obtain reports directly from CRAs)						Yes		No
For our marketing purposes — to market our own websites and Services to you (e.g., to bring you back to complete your request)						Yes		No (communications preferences/TCPA & CAN-SPAM still apply)
For joint marketing with other financial companies						No		We don’t share
For our affiliates’ everyday business purposes — information about transactions and experiences						No		We don’t share
For our affiliates’ everyday business purposes — information about your creditworthiness						No		We don’t share
For our affiliates to market to you						No		We don’t share
For nonaffiliates to market to you						Yes		Yes (consent/ direction exception applies)*
*Clarification about exception: When Lenders/ Networks contact you about the credit you asked us to match you for, that disclosure occurs to effect, administer, or enforce your requested transaction and/or at your direction. It is not a “nonaffiliate marketing” share. Non-selected recipients in the ping process are contractually prohibited from contacting you and must not retain your information. We disclose your information to Lenders/ Networks and Third-party Marketers at your direction (consent), so they can contact you about their products. We retain records of your direction.
To Limit Our Sharing					Email contact@catcash.online with subject “GLBA opt-out” and include your name, email, and phone number used on your request. What this does: Your choice limits our sharing of your nonpublic personal information with non-affiliated third parties so they can market their own products to you. What it doesn’t limit: This choice does not limit disclosures needed to evaluate, effect, administer, or enforce your current request (including lender “ping” eligibility checks), disclosures to our service providers/contractors acting on our behalf. Duration & scope: Your choice remains in effect until you tell us otherwise. We will apply it as soon as reasonably practicable and include your preference when we share leads. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?					Email us at contact@catcash.online
Sharing Your Sensitive Personal Information
We share Sensitive Personal Information only with our Marketing Partners when necessary to assist you in finding a loan, when required by law, or with your explicit consent. The non-exhaustive list of Marketing Partners is available here.
Definitions
Affiliates		Companies related by common ownership or control. They are non-financial companies.
Non Affiliates		Companies not related by common ownership or control. They can be financial and non-financial companies (see categories below).
Third-party Marketers		Non-affiliated providers or promoters of personal-finance products/services (and their intermediaries), including credit, banking/fintech, credit-monitoring/builder/education or repair, and debt-management/relief offerings.
Lenders/ Networks		Non-affiliated lenders, together with their intermediaries (including agents, aggregators, brokers, lead networks, and marketplaces) and service providers acting on their behalf.
Marketing Partners		Lenders/ Networks and Third-party Marketers
Categories of Non-Affiliates We Share Information With
Lenders/ Networks Third-Party Marketers Service Providers (Cloud storage and hosting providers (e.g. AWS), Email/SMS delivery providers, Consumer Reporting Agencies (CRAs) or facilitators, advertising platforms).
WHO WE ARE
Who is providing this notice?				This notice is provided by  catcash.online, the entity responsible for collecting and processing your personal information as you interact with our platform.
WHAT WE DO
How We Protect Your Information				We employ industry-standard security measures, including: Secure transmission of credit data under § 1016.30(b) (GLBA Safeguards (encryption). Firewalls and secure data storage. Restricted access to sensitive information. Multi-factor authentication Regular security assessments Breach response plans Controlled data sharing: We ensure that any transfer of data to our partners is limited to specified purposes and governed by agreements that include strict security and confidentiality obligations. However, no method of transmission over the Internet is 100% secure.
How Do We Collect Your Personal Information?				We collect your personal information when you: Submit an inquiry on our platform or on our affiliates’ websites. Interact with our website, including browsing, filling out forms, answering surveys. Communicate with us. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies as permitted.
Why Can’t You Limit All Sharing?				Under applicable laws you can’t limit sharing personal information for business purposes, such as but not limited to: processing your request to connect you with a lender, preventing fraud, etc. You may limit our sharing with non-affiliated marketers for their own offers – see State Track for additional opt-outs that do not apply to GLBA data.
OTHER IMPORTANT INFORMATION
We do not sell or share personal information collected on this loan offer inquiry page for cross-context behavioral advertising, and we do not use targeted advertising on this page. Limited hashed identifier uploads to advertising platforms are conducted outside the loan form context and are covered under Part B. When we process information in connection with a financial product or service, it is governed by GLBA/FCRA. Accordingly, state-law rights (e.g., “Do Not Sell/Share,” limit Sensitive PI, GPC/UOOM) do not apply to these processings.

PART B — STATE PRIVACY NOTICE

NOTICE AT COLLECTION

Scope. This Notice at Collection summarizes what personal information we collect at or before the point of collection, the purposes for which we use it, how long we retain it, and whether we sell or share it (as those terms are defined by applicable U.S. state privacy laws). It should be read together with our full Policy referenced below.

Categories & Purposes. We collect the categories of personal information listed in Personal Information We Collect (table below) and use them for the purposes shown there—providing services and processing requests, matching you with personal-finance-related service providers, security, identification, communication, and compliance with law. See Personal Information We Collect for category-by-category details.

Reuse of Information. In connection with the purposes described above, we may use information you previously provided to us or to our Marketing Partners requesting a loan offer to evaluate and personalize which solutions we show you. We may also securely retain your prior request and, when you return to our site within a reasonable period, use your previously provided information to help you quickly obtain updated offers without requiring you to re-enter the same information, unless you choose to stop this feature. We treat all such reused information as GLBA “nonpublic personal information.” State-law rights do not apply to this reuse. See Part A.

Selling/Sharing. We sell certain personal information (for example, lead information) to our Marketing Partners so they can contact you about their products or services. You can exercise your right to opt out of sale/sharing at any time via Your Privacy Choices (Do Not Sell/Share). See Information Sold to or Shared with Third Parties for categories and recipients. We do not sell or share Personal Information for cross-context behavioral advertising.

Use/Disclosure of Sensitive Personal Information. We use or disclose Sensitive PI (e.g., SSN, driver’s license) only as necessary to provide requested services, verify identity, ensure security, and comply with law. You may Limit the Use of My Sensitive PI as provided in the Your Rights section.

Retention. We retain personal information only as long as needed for the purposes described above or as required by law.

Your Choices & Rights. You may access, delete, correct, opt out of sale/sharing, limit Sensitive PI, and appeal as described in Your Rights and How to Exercise Your Rights (Your Privacy Choices).

PERSONAL INFORMATION WE COLLECT

In the 12 months we have collected (either directly through this Site or from our other sites) the following categories of personal information:

State-Law Sell/Share Table (Non-GLBA PI)

Category (collected on this site)	Examples	Sources	Purpose	Shared with
Identifiers	Phone, email	From you on this site	Identification, to contact about offers from Marketing Partners, Communication	Third-Party Marketers (Non-GLBA Uses) Service Providers
Internet / Network Activity	Cookies/pixels/SDKs, pages viewed, referrers/UTM, approximate IP-based location	Automatically via our systems when you visit the site	To create, manage, and optimize advertising audiences on platforms such as Meta and TikTok	Advertising Platforms
Communications & Consent Records	TCPA/email consents, “Do Not Sell/Share”, unsubscribe logs	An explicit form submit	To comply with applicable laws	Third-Party Marketers (Non-GLBA Uses) Service Providers

Personal information excludes publicly available data and data that has been de-identified or aggregated so it can’t reasonably identify you. We use de-identified, aggregated data to analyze and improve our services.

INFORMATION SOLD TO OR SHARED WITH THIRD PARTIES

Consent‑Based Disclosures. By providing your consent, you authorize us to sell and share the personal information you provide with Marketing Partners so we can help you find a personal finance related product or service that could be relevant to you.

In the past 12 months, the following categories of personal information were sold or shared with the following categories of third parties:

Shared With (Category of Third Party)	Categories of Personal Information Sold/Shared
Third-Party Marketers (Non-GLBA Uses)	Identifiers, Commercial, Internet / Network Activity, Inferences (from this site), Geolocation (approx.), Consent Records

We only sell or share your information:

• For the purposes you authorize,
• Subject to contractual obligations that restrict the recipient from using the information for unauthorized purposes.

You may withdraw your authorization or opt out of future sales or sharing at any time by visiting:
Do Not Sell or Share My Personal Information (GLBA exclusions apply).

 The non-exhaustive list of Marketing Partners is available here.

Note: We do not sell or share PI for cross-context behavioral advertising.

DISCLOSURES OF PERSONAL INFORMATION FOR A BUSINESS PURPOSE

In the past 12 months as of the day of this Policy, we have disclosed personal information to the following categories of service providers for the business purposes listed below. These service providers do not use personal information for their own purposes; they only process it to provide tools and services to us.

Categories of Service Providers	Business Purpose for Disclosure	Categories of Personal Information
Cloud Storage and Hosting Providers (e.g. AWS)	Securely storing and managing data	All categories of Personal Information
Email/SMS Delivery Providers	Transactional and marketing communications	Identifiers
Consumer Reporting Agencies (CRAs) or facilitators	Obtain consumer report information to verify identity, assess eligibility, and determine which services/offers you may qualify for from participating Marketing Partners	Identifiers
Advertising Platforms	To create, manage, and optimize advertising audiences on platforms such as Meta and TikTok	Identifiers, Internet or Other Electronic Network Activity (hashed only)

USE OR DISCLOSURE OF SENSITIVE PERSONAL INFORMATION

We do not collect, use, sell, share, or disclose Sensitive Personal Information in this State-Privacy Track. We also do not use Sensitive Personal Information to infer characteristics about you or for targeted advertising.

DO NOT TRACK

We do not engage in tracking individuals across third-party websites or online services, so our Site does not respond to “Do Not Track” browser settings or signals.

YOUR RIGHTS

You have the following rights as a consumer:

Right	Description
Right to Know / Access	You have the right to request that we disclose the categories and specific pieces of personal information we have collected about you, including the sources, purposes for collection, categories of third parties with whom we share it, and whether it was sold or shared.
Right to Delete	You can request that we delete personal information we have collected from you. We will comply unless there is a legal or business reason to retain it, such as completing a transaction, detecting security incidents, or complying with legal obligations.
Right to Correct	You have the right to request that we correct any inaccurate personal information we maintain about you, and we will use commercially reasonable efforts to do so upon verification of your identity.
Right to Data Portability	You have the right to obtain and reuse your personal information for your own purposes. We will provide your information in a structured, commonly used, and machine-readable format upon request.
Right to Opt-Out of Sale/Sharing	You may opt out of the sale or sharing of your personal information, including sharing for targeted advertising purposes.
Right to Opt-Out of Automated Decision-Making	In states like Colorado, Connecticut, and Virginia, you may opt out of profiling and automated decision-making that produces legal or similarly significant effects.
Right to Limit Use of Sensitive PI	You may request that we limit the use or disclosure of your sensitive personal information (e.g., account log-in) unless it's strictly necessary to provide the requested services.
Right to Non-Discrimination	You have the right not to be discriminated against for exercising your privacy rights. This means we won’t deny services, charge different prices, or provide a lower level of service based solely on your privacy choices.
Right to Appeal	If we deny your request to access, delete, or correct your information, you can appeal the decision. We will provide clear instructions on how to submit an appeal and respond within the time period required by law.
Right to Lodge Complaint	If you believe your data privacy rights have been violated, you may file a complaint with your local data protection authority or relevant regulatory body.

HOW TO EXERCISE YOUR RIGHTS

To request access, correction, or deletion of your personal information; or to limit use of sensitive PI, please email us at contact@catcash.online and include your name.

To appeal our denial of your request, email us at with the subject line: "Appeal of Privacy Rights Request."

We may ask for your contact details (such as name, address, phone number, and email) to confirm your identity. Verification may involve logging into your account and confirming a one-time passcode, or answering a few questions to help us verify who you are. We use this information only to process your request securely.

If you are making a request on someone else’s behalf, you’ll need to provide your own contact details, complete a certification form, and include information about the individual you represent.

To file a complaint, contact your state attorney general or data protection authority if you believe your rights have been violated.

CHILDREN’S PRIVACY

Our services are not intended for children under the age of 18. We do not knowingly collect, use, sell, or share the personal information of individuals under 16 years of age. If we learn that we have inadvertently collected personal information from a person under 16, we will delete that information as quickly as possible.

If you are a parent or legal guardian and believe that your child under the age of 16 has provided us with personal information, please contact us at contact@catcash.online and we will take appropriate steps to remove such data from our records.

RETENTION PERIOD DISCLOSURE

We retain personal information only as long as necessary to fulfill the purposes outlined in this policy, or as required by law. Retention periods vary depending on the type of data and our legal or operational obligations.

COOKIES AND TRACKING TECHNOLOGIES

We use cookies and similar tracking technologies (“Cookies”) for lawful purposes, including to track lead generation activities, remember your choices and preferences, improve your user experience, and analyze traffic to our Site. Certain Cookies are also used for security, fraud prevention, and to help us measure the effectiveness of our marketing.

Cookies are small text files stored on your browser or device by websites you visit. Some Cookies are set by us (first-party Cookies) and others by third parties (third-party Cookies).

For more information about cookies, how they work, and how to manage or delete them, you can visit All About Cookies or Your Online Choices.

Most browsers allow you to block, delete Cookies, and alert you when Cookies are being set.

Manage cookies in Chrome
Manage cookies in Firefox
Manage cookies in Safari

For questions or concerns about our Privacy Policy and information practices, please contact us at contact@catcash.online.

Last Updated: 01.20.2025

INTRODUCTION

Welcome to catcash.online (“we,” “us,” “our,” or “Site”). By using this Site and Service, you agree to be bound by these Terms of Service (“Terms”). If you disagree with any part of these Terms, please don't use our Site or Service.

These Terms are a binding agreement between you and us. They explain your rights and responsibilities when you use our Site and Service, along with key disclaimers and limitations of liability.

MODIFICATION OF TERMS

We can change these Terms, including any related Disclosures and policies, at any time. We will notify you of any changes by posting the revised document on the Site, or by other reasonable means. If you continue to use the Site or our Service after we make changes, you accept the updated Terms. Check the "Last Updated" date at the top of each document to see when the Terms were last changed.

PLEASE READ THIS SECTION CAREFULLY

THESE TERMS CONTAIN A BINDING ARBITRATION AGREEMENT AND A CLASS ACTION WAIVER. THESE PROVISIONS REQUIRE YOU TO ARBITRATE ANY DISPUTES OR CLAIMS YOU HAVE WITH US ON AN INDIVIDUAL BASIS. YOU WILL NOT BE ABLE TO PARTICIPATE IN A CLASS ACTION OR MULTI-ARBITRATION. YOU HAVE THE RIGHT TO OPT OUT OF THIS REQUIREMENT.

ELIGIBILITY

Our Service is only for U.S. residents of legal age. By accessing this Site and using our Service, you confirm that:

• You are at least 18 years old, reside in the U.S. and possess the legal capacity to enter into this Agreement.
• You are acting on your own behalf.
• You agree to use our Service solely for personal, non-commercial purposes.

OUR SERVICE DESCRIPTION

Our platform facilitates connections between users seeking loans ("Users") and potential lenders, lender networks (“Lending Partners”) or third-party financial service providers (“Service Providers”). Our platform offers an online application process where Users can submit their personal and financial information to be considered for loan offers (“Service”).

Compensation and Transparency. Our Service is free of charge to you. However, we receive financial compensation from Lending Partners, Service Providers, and other marketers in exchange for connecting you with them, sharing your information with them, and/or marketing their products and services to you.

This compensation allows us to offer our Services at no cost to you and supports our business operations. Please note that the compensation we receive may influence which lenders or services you are connected with, and the visibility of ads.

You are more likely to be connected with the highest bidder(s) or see ads for those who offer the highest compensation.

For more details on how we share your information with Lending Partners, Service Providers, and marketers, and the compensation we receive, please review our Advertiser Practices Disclosure.

We also explain the personal information we collect, how we use it, and your rights in our Privacy Policy.

By using Service, you confirm that you have read, understood, and agreed to our Advertiser Practices Disclosure and Privacy Policy and acknowledge that they are fair and reasonable.

HOW SERVICE WORKS

To use our Service, you must complete a questionnaire about certain personal and financial details on our Site (“Request Form”). You agree to provide only true, accurate, and complete information and that you will not misrepresent your identity, impersonate any third party, or enter information on behalf of any third party. We are not responsible for verifying the accuracy of the information you provide.

Once you submit your request form(s), we will share your information with one or more Lending Partners.

Lending Partners may review your information to assess whether to respond to your Loan Request by inviting you to apply for a Loan – or to help find a lender willing to accept your Loan Request. This may include verifying your information, performing a credit check. By submitting a Loan Request Form, you authorize Lending Partners to obtain, review, and verify your information, potentially including a credit check, to determine whether to respond to your Loan Request.

If a lender expresses interest in your request, we will connect you with such a lender by either opening a new web page or redirecting you to the lender’s site. At this point our involvement in the loan request ends and your interactions with the lender are governed solely by agreements, terms, policies by such lender and it is your responsibility to review them before entering into any agreement with them.

If no lenders are found for your request, we may present you with marketing for personal finance related products and services (“Financial Services”) offered by third-party service providers (“Service Providers”). Yоu are under no obligation to accept or respond to any loan offers or Financial Services solicitations.

SERVICE DISCLAIMER

Not a Lender:

• We are not a lender, creditor, financial institution, nor are we a representative, broker, or agent of any such entity.
• We do not make credit prequalifications, decisions, or provide loans.
• We neither offer nor solicit to lend.
• Our Site operates as an independent platform, with the primary purpose of connecting you to lenders who may offer loans.

Important Note:

• Lenders participating in our program offer loans ranging from $200 to $5,000, but not all lenders offer the maximum amount.
• We cannot guarantee that any lender will offer you a loan or approve your request. Loan approval depends on the lender's criteria, including your credit score, income, and other financial information.
• We do not make any representations or guarantees about the terms of loans offered by lenders, you may connect with through our Site, including the likelihood of obtaining the best loan terms, certain interest rate or any specific conditions. Rates and terms vary by lender and are outside of our control.
• We do not validate or investigate the licensing, certification or other requirements and qualifications of any lenders. You acknowledge that it is your responsibility to investigate any lender or financial provider before engaging with them.

Service availability:

• Our service is not available in all states.
• Not all lenders within our network operate in all US states. Residents of some US states may not be eligible for loan products in accordance with specific legislation of their state.
• By selecting your state you shall be informed of any limitations regarding obtaining a loan if you reside in individual US states.

You are responsible for your decisions.

Remember that your financial decisions are your responsibility. While we offer a platform for finding you a loan option, we don't take responsibility for the choices or actions you make based on the information we provide.

Key Points to Consider:

• Carefully examine all terms and conditions of any loan or financial service offer.
• Compare multiple options before making a decision.
• Review our Responsible Lending and Rates and Fees disclosures for general guidance.
• Consult qualified financial advisors or professionals for personalized advice tailored to your situation.

The information we provide is intended for general knowledge and isn't a replacement for professional financial advice. We don't take responsibility for any losses, costs, damages, or claims that may result from your use of any lender's or financial provider's services, including any fees they charge. You agree that you're relying on your own judgment and any advice you receive when choosing financial products or services.

YOUR CREDIT REPORT CHECK

To assess your eligibility for a loan, lenders may review your credit report from one or more credit reporting agencies (such as TransUnion, Experian, or Equifax).

Additionally, to offer relevant financial services like debt relief programs, credit monitoring, or credit repair, we or our Service Providers may need to access certain details from your credit report, such as your credit score or total debt amount.

Before you submit your inquiry, we will request your authorization to allow us, our Lending Partners, and Service Providers to access and use your credit information as outlined in our Credit Authorization terms.

ELECTRONIC CONSENT (“E-CONSENT”)

We and our Lending Partners require your consent to conduct transactions electronically, including using electronic signatures and receiving electronic communications, to facilitate your online loan request and enable the provision of an online loan.

By providing your information and submitting a request to be connected with Lenders via our Service you consent to conduct transactions and sign electronic contract documents, including this Agreement, using electronic signatures, as well as receive disclosures, records and other communications electronically in accordance with our E-Consent Terms and Conditions.

You agree that all agreements, notices, disclosures and other communications that we or Lenders provide to you electronically satisfy any legal requirement that such communications be in writing.

CONSENT FOR COMMUNICATIONS

By providing your information and requesting our services, you establish a business relationship with us. This allows us to contact you about our Service for up to 180 days from your last information input or service request, without needing additional consent.

Nevertheless, we may also ask for your consent to receive marketing communications via email, text messages, and phone calls from us, our Lending Partners and Service Providers.

Opt-Out

You have the right to withdraw your consent to receive marketing communications at any time, without impacting your ability to connect with a lender or obtain a loan or other advertised services. To stop receiving marketing communications, simply click the unsubscribe link or follow the instructions provided in the marketing communications.

PROHIBITED USES

You acknowledge and agree to avoid the following activities, which are expressly prohibited, by using our Site and Services:

• Providing false or misleading information, including impersonating another individual or falsely claiming employment with an organization.
• Submitting loan applications on behalf of another individual.
• Attempting to circumvent security measures, including unauthorized access to accounts, testing system vulnerabilities, or breaching security protocols to access restricted information.
• Copying or stealing proprietary materials, including designs, media, graphics, code, and products, with the exception of permitted documents such as this Agreement, Privacy Policy, or other related documentation.
• Utilizing computer programs to collect information from our site, including email addresses or phone numbers for use on our site or other platforms.
• Interfering with site functionality or disrupting other users, including accessing unauthorized information, transmitting viruses, overloading the system, sending spam, or engaging in other disruptive behaviors.
• Utilizing our Site or Services for unsolicited email communications, including promotional emails or advertisements.
• Tampering with email headers or other transmitted information via our Site or Services.
• Attempting to modify, reverse-engineer, decompile, disassemble, or decipher any source code used in the Site or Services.

Engaging in any of these activities may result in suspension of Site and Service access, account termination, and potential legal action.

THIRD-PARTY WEBSITES

Our platform may contain links to external websites, including those of Lending Partners and Service Providers. Your use of any external websites linked from our platform is entirely at your own risk. We do not endorse, control, monitor, or assume any responsibility for the content, practices, or services offered by these third-party websites, including but not limited to those of our Lending Partners and Service Providers. We make no representations or warranties regarding the accuracy, completeness, reliability, legality, or safety of any information, content, or services provided on these external sites.

You are solely responsible for evaluating and verifying the credibility, legitimacy, and suitability of any third-party websites and their offerings before engaging with them. We shall not be liable for any damages, losses, or consequences arising from your use of, or reliance on, any external websites or their content.

Furthermore, please be aware that these third-party websites have their own terms of use, privacy policies, and fee structures. We encourage you to carefully review these policies before using their services. By accessing and using any external websites, you agree to comply with their respective terms and conditions and release us from any liability associated with your interactions with them.

INTELLECTUAL PROPERTY

All content on this Site, including text, images, graphics, logos, and software, is solely owned by us and/or our licensors. Your use of the Site does not grant you ownership rights or licenses to any content, trademarks, or other intellectual property displayed on the Site. We grant you a non-exclusive, limited right to use the Site solely for the purpose of accessing the Services and exercising the rights provided to you under this Agreement.

DISCLAIMER OF WARRANTIES

YOU EXPRESSLY AGREE THAT YOUR USE OF THE SITE AND ANY SERVICES ON THE SITE IS AT YOUR OWN RISK. WE PROVIDE THE SITE AND THE SITE SERVICES ON AN "AS IS" BASIS.

WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WE MAKE NO WARRANTY THAT THE SITE OR OUR SERVICES WILL MEET YOUR REQUIREMENTS, OR THAT THEY WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE.

WE MAKE NO WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE, OUR SERVICES OR ANY PRODUCTS OR SERVICES YOU FIND THROUGH OUR SERVICES.

WE MAKE NO WARRANTY AS TO CONFIDENTIALITY OR PRIVACY OF ANY OF USER’S INFORMATION, EXCEPT AS SET FORTH IN OUR PRIVACY POLICY OR REQUIRED BY APPLICABLE LAW.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US ON THE SITE OR ITS SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.

WITHOUT LIMITING THE FOREGOING, YOU ACKNOWLEDGE AND AGREE THAT WE ARE NOT A CREDITOR, BROKER, FINANCIAL SERVICE PROVIDER, OR OTHER SIMILAR SERVICE PROVIDER. YOU ACKNOWLEDGE AND AGREE THAT WE ARE SOLELY AN INTERMEDIARY BETWEEN YOU AND SUCH PROVIDERS AND, THEREFORE, WE EXPRESSLY DISCLAIM ANY AND ALL LIABILITY FOR ANY CONTENT, PRODUCTS OR SERVICES PROVIDED BY SUCH PROVIDERS.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

LIMITATION OF LIABILITY

IN NO EVENT SHALL WE BE LIABLE FOR SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOST PROFITS, LOST DATA OR CONFIDENTIAL INFORMATION, LOSS OF PRIVACY, COSTS OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, FAILURE TO MEET ANY DUTY OF GOOD FAITH OR REASONABLE CARE, NEGLIGENCE, OR OTHERWISE, REGARDLESS OF THE FORESEEABILITY OF THOSE DAMAGES OR NOTICE GIVEN TO US, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR SERVICES.

This includes, but is not limited to, any disputes, decisions, agreements, or outcomes arising from your interactions or relationships with any lender or third party connected to you through our Site or Services. We are not responsible for loan approvals, terms, repayment obligations, or any other action or inaction by a lender.

OUR MAXIMUM LIABILITY TO YOU UNDER ALL CIRCUMSTANCES SHALL NOT EXCEED $100.00. YOU AGREE THAT THIS LIMITATION REPRESENTS A REASONABLE ALLOCATION OF RISK AND IS A FUNDAMENTAL ELEMENT OF THE BASIS OF OUR AGREEMENT.

Some jurisdictions do not allow limitations on implied warranties or the exclusion of certain damages. If these laws apply to you, some or all of the above limitations may not apply.

INDEMNIFICATION

Without limiting any other indemnification provisions in this Agreement, you agree to defend, indemnify, and hold us harmless (along with our officers, directors, employees, agents, affiliates, representatives, sub-licensees, successors, and assigns—collectively, the “Indemnified Parties”) from and against any and all claims, actions, demands, causes of action, liabilities, damages, costs, or expenses (including legal costs and attorneys’ fees) arising out of or relating to: (a) your breach of this Agreement, including any warranties or representations made herein; (b) Your use of the Site or Services in violation of this Agreement; (c) Disputes, claims, or liabilities resulting from your interactions with any lender, Lending Partner, or third party, including, but not limited to, issues with loan offers, terms, or payments; (d) Your violation or alleged violation of any federal, state, or local laws or regulations (e) Any claim alleging that content or data you provide infringes a third party’s intellectual property rights.

The Indemnified Parties reserve the right to participate in any defense you provide, at their own expense, but are not obligated to do so. You may not settle any claim without the prior written consent of the relevant Indemnified Parties.

GOVERNING LAW

The site, Services, and this Agreement, including without limitation this Agreement's interpretation, shall be treated as though this Agreement were executed and performed in Las Vegas, Nevada and shall be governed by and construed in accordance with the substantive laws of the State of Nevada without regard to its conflict of law principles. ANY CAUSE OF ACTION OR CLAIM BY YOU ARISING OUT OF OR RELATING TO THE SITE, SERVICES OR THIS AGREEMENT MUST BE INSTITUTED WITHIN ONE (1) YEAR AFTER THE CLAIM OR CAUSE OF ACTION AROSE OR BE FOREVER WAIVED AND BARRED. ALL ACTIONS SHALL BE SUBJECT TO THE LIMITATIONS SET FORTH ABOVE. The language in this Agreement shall be interpreted in accordance with its fair meaning and not strictly for or against either party.

MANDATORY AGREEMENT TO ARBITRATE ON AN INDIVIDUAL BASIS ("ARBITRATION AGREEMENT")

PLEASE READ THIS SECTION CAREFULLY – THIS ARBITRATION AGREEMENT MAY SIGNIFICANTLY AFFECT YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO HAVE A JURY HEAR YOUR CLAIMS. IT CONTAINS PROCEDURES FOR FINAL BINDING ARBITRATION AND A WAIVER OF ANY AND ALL RIGHTS TO PROCEED IN A CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE ACTION (HEREINAFTER "CLASS ACTION"). ARBITRATION REPLACES THE RIGHT TO GO TO COURT. YOU ARE GIVING UP THE RIGHT TO HAVE A JURY TRIAL TO THE FULLEST EXTENT PERMISSIBLE BY LAW, OR TO FILE OR PARTICIPATE IN A CLASS OR REPRESENTATIVE ACTION SUBJECT TO THE LIMITED EXCLUSIONS BELOW.

You and we each agree to resolve any and all disputes or claims that have arisen or may arise between you and us (including any affiliates, officers, directors, employees, and agents), whether or not such dispute or claim involves a third party, relating in any way to any aspect of our relationship or any contact between us, direct or indirect, or arising out of this or previous versions of these Terms, your use of or access to our Site or services, or any products or services sold, offered, or purchased through our Site or services (“Dispute”) through negotiations and in good faith. If we don’t resolve the Dispute within 60 days you and we each agree to resolve it exclusively through final and binding arbitration.

You and we agree as follows:

(a) To submit the Dispute to a single arbitrator under the then-current Commercial Arbitration Rules of the American Arbitration Association (AAA), including when applicable the Optional Rules for Emergency Measures of Protection and the Consumer Arbitration Rules, or, by separate mutual agreement, at another arbitration institution. The AAA’s rules, information regarding initiating a claim, and a description of the arbitration process are available at www.adr.org. The location of the arbitration and the allocation of fees and costs for such arbitration shall be determined in accordance with the AAA rules. As an alternative, you or we may bring a claim in your local “small claims” court, if permitted by that small claims court’s rules.

(b) The Federal Arbitration Act governs the interpretation and enforcement of this Agreement to Arbitrate, and the arbitrability of the Dispute. The arbitrator will decide whether the Dispute can be arbitrated.

(c) You and we agree that each of us may bring a Dispute against the other only on our own behalf, and not on behalf of a government official or other person or entity, or a class of persons or entities. You and we agree, if we are a party to the proceeding, not to participate in a class action, a class-wide arbitration, a claim brought in a private attorney general or representative capacity, or a consolidated claim involving another person’s use of the Site or our services. You and we agree not to combine a claim that is subject to arbitration under these Terms with a claim that is not eligible for arbitration under these Terms. You and we agree to waive the right to a trial by jury for all disputes.

(d) If the prohibition against class actions and other claims brought on behalf of third parties is found to be unenforceable, then this prohibition will be null and void as to that Dispute.

(e) This Agreement to Arbitrate will survive the termination of your relationship with us.

To the extent permitted under applicable law, all aspects of the arbitration proceeding, and any ruling, decision, or award by the arbitrator, will be strictly confidential for the benefit of all parties.

Unless you and we agree otherwise, if the Agreement to Arbitrate is found by a court to be unenforceable, if your claim is not covered by the Agreement to Arbitrate, or if you neither are a resident of nor have a principal place of business in the US, you agree that any Dispute that has arisen, or may arise, between you and us must be resolved exclusively by a state or federal court located in Clark County, Nevada. You and we agree to submit to personal jurisdiction in such a court.

Notwithstanding any provision in these Terms to the contrary, you and we agree that if we make a change to this Agreement to Arbitrate (other than a change to the notice address or the Site link provided herein) in the future, that change shall not apply to a claim that was filed in a legal proceeding between you and us prior to the effective date of the change. The change shall apply to all other disputes or claims governed by the Agreement to Arbitrate that have arisen, or may arise, between you and us. We will notify you of a change to this Agreement to Arbitrate by posting the amended terms on the Site.

You may opt out of this Agreement to Arbitrate. If you do so, neither you nor we can require the other to participate in an arbitration proceeding. To opt out, you must notify us in writing within 30 days of the date that you first became subject to this arbitration provision. Notice must be provided by email to contact@catcash.online with the subject line “Arbitration Opt-Out.”

MISCELLANEOUS

This Agreement together with all Disclosures, E-Consent and Credit Authorization and any consent, acknowledgement, confirmation, authorization given on our Site constitutes the entire agreement between you and us concerning your use of the Site and Services.

If any part of this Agreement is held invalid or unenforceable, that part will be construed to reflect the parties' original intent, and the remaining portions will remain in full force and effect. A waiver by either party of any term or condition of this Agreement or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof. This Agreement and all of your rights and obligations hereunder will not be assignable or transferable by you without our prior written consent. This Agreement will be binding upon and will inure to the benefit of the parties, their successors and permitted assigns. You and we are independent contractors, and no agency, partnership, joint venture or employee-employer relationship is intended or created by this Agreement. Except as and to the extent set forth herein, there are no third-party beneficiaries to this Agreement. The headings in this Agreement are for the purpose of convenience only and shall not limit, enlarge, or affect any of the covenants, terms, conditions or provisions of this Agreement.

CONTACT US

Any questions, requests, notices must be sent via email at contact@catcash.online.

Last updated: April 22, 2026

Welcome to catcash.online. This Advertiser Disclosure explains how our Service works, how we are compensated, how we share information, and how marketing claims used in ads or on this Site should be understood.

Capitalized terms used but not defined here are defined in our Terms of Service.

KEY DISCLOSURES (PLEASE READ)

• WE ARE NOT A LENDER, CREDITOR, OR FINANCIAL INSTITUTION.
• WE DO NOT MAKE CREDIT DECISIONS, PROVIDE LOANS, OR GUARANTEE LOAN APPROVALS.
• ALL CREDIT AND LOAN DECISIONS ARE MADE EXCLUSIVELY BY THE LENDERS WITH WHOM YOU ARE CONNECTED.
• SUBMITTING A REQUEST THROUGH THIS WEBSITE DOES NOT GUARANTEE LOAN APPROVAL, FUNDING, OR SPECIFIC TERMS.
• BY SUBMITTING YOUR INFORMATION THROUGH OUR SITE YOU ARE MAKING AN INQUIRY TO BE CONNECTED WITH OUR MARKETING PARTNERS. YOU ARE NOT APPLYING FOR A LOAN OR CREDIT PRODUCT WITH US.
• LOAN TERMS, RATES, AND CONDITIONS MAY DIFFER FROM YOUR INITIAL PREFERENCES, AND WE DO NOT KNOW WHAT TERMS WILL BE OFFERED TO YOU.
• WE MAY RECEIVE COMPENSATION FROM MARKETING PARTNERS WHEN YOU SUBMIT A REQUEST, ARE CONNECTED, OR ENGAGE WITH PARTNER OFFERS.
• WE AND LENDERS MAY CONTACT YOU BY PHONE, SMS, AND/OR EMAIL, EVEN IF YOU DO NOT ACCEPT A LOAN OFFER.
• WE DO NOT PERFORM HARD CREDIT CHECKS, BUT LENDERS MAY PERFORM CREDIT CHECKS (INCLUDING HARD INQUIRIES) THAT CAN IMPACT YOUR CREDIT SCORE.
• FUNDING TIMES VARY AND DEPEND ON THE LENDER AND YOUR BANK.
• OUR SERVICE DOES NOT INCLUDE ALL LENDERS OR FINANCIAL PRODUCTS AVAILABLE IN THE MARKET.
• YOU ARE RESPONSIBLE FOR CHECKING LOAN TERMS: CAREFULLY REVIEW AND COMPARE LOAN OFFERS FROM MULTIPLE LENDERS BEFORE MAKING ANY FINANCIAL COMMITMENTS.

AD OFFER DISCLOSURE (HOW TO INTERPRET AD CLAIMS)

“No hard credit check”, “No impact on credit score”, and similar language refers to the initial inquiry on this site; lenders may perform a credit check, including a hard inquiry, before or after making an offer, based on their policies.

“All credit scores welcome”, “We accept and consider all credit types”, and similar language means we accept requests from users regardless of credit history. Lender decisions are made independently based on their criteria, which may include factors beyond credit score (such as income, employment, and repayment ability). Approval is not guaranteed, and lender eligibility criteria vary.

“Instant,” “fast,” “paid in minutes,” “same day,” “tomorrow”, and similar language reflect the potential speed of lender decisions and/or funding in select cases, not a guaranteed outcome for all users.

“From $200 to $5,000,” “up to $5,000”, and similar statements refer to the typical range of amounts that may be available from participating lenders. Actual amounts, APR, terms, and repayment schedules vary by lender and your qualifications, and are not guaranteed. Not all lenders can offer you amounts up to $5,000.

“APR from 4.95%”, and similar statements means some lenders may offer rates starting at that level. Stated APR examples are illustrative only; the lowest advertised APR may be available only to well-qualified applicants and for certain products/terms. Your offered APR (if any) depends on lender criteria and your qualifications.

“No paperwork”, and similar language refers to the online nature of our initial request process. Lenders may request documentation as part of their underwriting, verification, or compliance procedures.

“Flexible repayment,” “custom payment options,” “easy repayment plans,” and similar statements refer to potential loan structures offered by lenders. You should review lender terms carefully before accepting any offer.

“No hidden fees”, and similar statements refer to our Service being free to submit a request and to the requirement that lenders disclose applicable fees and costs in their offer documentation before you accept. Lenders may charge interest and fees according to their terms and applicable law.

“Apply 24/7,” “quick application,” and “easy steps”, and similar language refer to the availability of our request form and the general user experience. Completion time and user experience may vary.

“Secure” and “your information is safe”, and similar language refer to our use of standard encryption and data protection practices. However, we do not control the data handling policies of Marketing Partners.

WHO WE ARE AND HOW OUR SERVICE WORKS

We operate an advertising-supported, lead generation Service that helps consumers connect with multiple lenders and third-party marketers (collectively, “Marketing Partners”).

We provide a free-to-use request form and related tools to collect information you provide, and route your request to Marketing Partners in our network who may present offers or services.

We are not a lender, creditor, or financial institution.

We do not make credit decisions, provide loans, or guarantee loan approvals.

If you do not want your information shared with third parties for the purpose of receiving marketing communications about credit-related products or services, you should not use our Service.

COMPENSATION AND PRIORITIZATION

We may be compensated by Marketing Partners for lead generation, marketing, and/or referrals. Compensation may vary by partner and by the type of engagement.

If multiple partners are willing to consider your request, our system may prioritize routing based on a variety of factors, including compensation.

We may receive compensation from Marketing Partners when you submit a request, are connected, or engage with partner offers.

WHAT HAPPENS WHEN YOU SUBMIT A REQUEST

When you submit a request on our Site, we may share your information with Marketing Partners to identify potential offers.

By submitting your information through our platform, you are making an inquiry to be connected with our Marketing Partners. You are not applying for a loan or credit product with us. Our service does not include all lenders or financial products available in the market.

If no partner expresses interest initially, we may route or re-route your request through additional partners or networks to increase the chance of identifying potential offers.

CREDIT CHECKS AND CREDIT SCORE IMPACT

We do not perform hard credit checks. Submitting a request through our platform typically results in a soft inquiry, which does not affect your credit score.

Lenders may perform a credit check to evaluate your application. This may involve a hard inquiry with one or more major credit bureaus (TransUnion, Experian, or Equifax) and could impact your credit score.

LOAN TERMS, RESPONSIBILITY, AND IMPORTANT LENDER NOTES

We do not guarantee loan approval, the best terms, or specific loan conditions. We do not provide financial, credit, or legal advice. You are responsible for evaluating any offer and deciding whether it is appropriate for you.

All credit and loan decisions are made exclusively by the lenders with whom you are connected. Loan terms, rates, and conditions may differ from your initial preferences, and we do not know what terms will be offered to you.

A participating lender may review information such as income, employment, credit history, bank account details, and other factors they require. Not all users qualify, and not all users qualify for the full amount requested.

Tribal and Offshore Lenders

Some lenders available through extended networks may operate under tribal or offshore jurisdictions and may not comply with state lending laws. These lenders may charge higher rates and offer terms that differ significantly from traditional lenders. You should carefully review and compare offers before making any financial commitment.

Funding Timing

If approved by a lender, funds may be deposited as soon as the same business day.

Funding time varies and depends on the lender, your bank’s processing policies, having an existing account, and/or having an existing debit card issued by the lender.

Funding may take longer due to bank processing times, weekends/holidays, verification steps, or lender policies.

PARTNER CONTACT AND MARKETING COMMUNICATIONS

By using our Service, you provide your express written consent to receive from us and the Marketing Partners: (i) marketing emails (you can unsubscribe at any time); and (ii) SMS messages and telephone calls (including autodialed and artificial or prerecorded voice) at the phone number you provided, even if it appears on a federal, state, or corporate Do Not Call list. Message frequency varies. Message and data rates may apply. You may revoke consent at any time by replying STOP to 434-329-7132 or any message; reply HELP for help. Additionally you may use the unsubscribe link at the bottom of the website. You acknowledge that consent is not required to obtain a loan.

You may be contacted by more than one partner and may receive multiple marketing communications as a result of submitting a single request.

OTHER FINANCIAL SERVICES AND ADVERTISING

If we cannot connect you with a loan offer, we may:

• present or redirect you to related financial services (e.g., debt relief, credit repair, credit monitoring);
• show customized advertisements based on information you provided;
• request a consumer report (with your consent) to evaluate eligibility for certain services.

If you click on third-party ads or complete surveys, we may share your contact information with the advertiser so they can contact you directly.

Engaging with these ads or services is not a condition to receive any loan-related services or approval.

PRIVACY AND SECURITY

We handle your information in accordance with applicable privacy laws and our Privacy Policy. We may use standard security measures such as encryption to protect data transmitted through our Site.

However, we do not control the privacy or security practices of Marketing Partners. You should review their privacy policies independently.

CONTACT US

If you have questions about this Advertiser Disclosure, contact us at:
contact@catcash.online